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Brad Garlinghouse - Twitter : LinkedIn
David Schwartz - Twitter : LinkedIn

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Today the world sends more than $155 trillion* across borders. Yet, the underlying infrastructure is dated and flawed. Ripple connects banks, payment providers and digital asset exchanges via RippleNet to provide one frictionless experience to send money globally. *McKinsey, Global Payments Industry Study, 2016

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  • What’s Next for the Future of Payments? January 23, 2020
    International Payments Will Continue to Get Faster and SmallerPayment providers and banks will continue to offer ever faster cross-border payment services to their customers, enabling them to send and receive low-cost payments in real-time. The cost overhead of these payments will also continue to shrink. This trend will accelerate in 2020 as customer demand for […]
    Marcus Treacher
  • Q4 2019 XRP Markets Report January 22, 2020
    Ripple publishes the quarterly XRP Markets Report to voluntarily provide transparency and regular updates on the company’s views on the state of the XRP market, including quarterly programmatic and institutional sales updates, relevant XRP-related announcements such as Xpring and RippleNet partnerships and commentary on previous quarter market developments. As an XRP holder, Ripple believes proactive […]
    Team Ripple
  • How Blockchain and Crypto Meet Growing SME Demand January 21, 2020
    Small and medium-sized enterprises (SMEs) are a dynamic force in the global economy today—especially in developing countries where SMEs contribute up to 40% of national GDPs, according to The World Bank.  The emergence of eCommerce has helped fuel this growth over the past two decades, and with it, introduced a specific set of needs among […]
    Team Ripple
  • The Growing Remittance Market in Asia-Pacific: 2020 Global Payment Opportunities January 16, 2020
    More remitters than ever are sending money home to their loved ones. In the Asia-Pacific (APAC) region alone, the World Bank reported a 12% growth in remittance flows in 2018—and roughly 2 billion remittance transactions take place in the region each year. While this rise of global remittances is significant, what is more astounding is […]
    Pegah Soltani
  • The Ripple Drop: On the Ground at Swell 2019 January 15, 2020
    This episode of The Ripple Drop takes you on the ground at Swell 2019 in Singapore. We connected with RippleNet customers including goLance CEO Michael Brooks about the impact of On-Demand Liquidity on their business. In addition, Celent Sr. Analyst for Corporate Banking Alenka Grealish revealed findings from the 2019 Blockchain in Payments Report. Swell […]
    Amy Hirth
  • On Campus: Democratizing the World’s Economy With Blockchain January 9, 2020
    “It just started to sprout like mushrooms,” remarks Professor Shafi Goldwasser on the emergence of blockchain technology. “I was interested in understanding its significance as a platform for collaboration, and what its impact would be on the economy.”  This 2012 Turing Award Laureate is a professor of computer science and the director of the Simons […]
    Team Ripple
  • An App for Millions That Runs on Ripple January 8, 2020
    Siam Commercial Bank (SCB) is on a mission to change the lives of their over 16 million customers. Thailand’s oldest bank has partnered with Ripple to help bring the company into the digital age and create SCB Easy—a mobile application that runs on Ripple to deliver instant, low-cost cross-border payments.  At Swell, SCB’s SVP of […]
    Team Ripple
  • Top Ripple Insights Posts of 2019 December 31, 2019
    The last time the world was on the cusp of a new decade, the Bitcoin Whitepaper was only a few years old, Ripple was yet to be founded and slow cross-border payments were widely accepted as the status quo. As we stand on the doorstep of a new year and a new decade, we reflect […]
    Team Ripple
  • The Ripple Drop: Predictions for 2020 December 26, 2019
    This special holiday episode of The Ripple Drop reflects on the impact of blockchain technology and digital assets over the past decade—and what’s ahead for the industry as we stand on the doorstep of a new year. Members of our executive team, including CEO Brad Garlinghouse, discuss what surprised them in 2019, industry milestones and […]
    Reinhard Cate
  • Swell 2019: Closing Academia and Industry’s Blockchain Gap Through UBRI December 23, 2019
    “Mind the Gap” is a beloved warning from London’s Underground that has since crossed over into popular culture, appearing in video games, books and on t-shirts around the world. It was also the subtext of Dr. Paolo Tasca’s fireside chat about Ripple’s University Blockchain Research Initiative (UBRI) at Swell 2019.  Originally, the phrase was meant […]
    Team Ripple
  • Ripple Caps Record Year With $200 Million Series C Funding December 20, 2019
    Today, Ripple is thrilled to announce $200 million in Series C funding—an investment that marks a record year for the business and further proves the value of blockchain technology in improving global payments and the broader utility of the digital asset XRP and the XRP Ledger. The Series C was led by Tetragon with participation […]
    Team Ripple
  • 2020: The Year of the Digital Asset December 19, 2019
    Standing on the doorstep of a new year and a new decade, it is hard to believe that the first real public engagement with digital assets began only a few short years ago in 2017. Over that year and into the next, speculators and media coverage drove wild fluctuations in interest and price—contributing to a […]
    Team Ripple
  • SendFriend Uses On-Demand Liquidity to Save Customers Up to 80% In Remittance Fees December 12, 2019
    Last year, more than $45 billion was spent in fees on remittance services by migrants all over the world who send money home to family and friends. In today’s digital age, remitters send money across the globe and expect services that are accessible, reliable, affordable and fast. SendFriend is on a mission to deliver this […]
    Team Ripple
  • Swell 2019: Fueling Blockchain Adoption and Innovation December 10, 2019
    Swell 2019 discussions and presentations centered around the numerous ways businesses today are implementing blockchain technology. But just how far-reaching is adoption of this technology?  At the event’s closing fireside, Ripple VP of Global Sales Strategy and Operations James Wallis and Celent Sr. Analyst of Corporate Banking Alenka Grealish presented key results around adoption from […]
    Team Ripple
  • Blockchain Technology Is Game Changing December 5, 2019
    Gaming is a $140 billion global industry. This massive scale is driven largely by digital economies created through in-game virtual purchases that unlock specific game features, unique abilities and characters and items, among other things. However, creating a balanced economy that benefits both a game’s player community and its creators is complex and challenging.  One […]
    Team Ripple
  • On Campus: Kyoto University Professor Envisions Long-Tail Impact of Blockchain Study December 4, 2019
    Professor Naoyuki Iwashita was a crypto finance expert long before the craze of 2017—in fact, before it was even invented.  As one of Japan’s leading economists and a financial expert, he began helping the Central Bank of Japan encrypt its systems in the mid-1990s. Today, he is helping lead Japan’s Kyoto University’s implementation of Ripple’s […]
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  • Global Payments That Finally Work November 27, 2019
    Swell 2019 opened with a powerful quote from our CEO Brad Garlinghouse, “To fix the friction in payments, we need to reset the plumbing by resetting the fundamental architecture of how payments can flow.” During a time when other industries are rapidly facing disruption, decades old infrastructure has left cross-border payments mostly free from innovation. […]
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  • TransferGo Partners With Ripple to Offer Global Real-Time Payments Everywhere to Everyone November 25, 2019
    In 2018, TransferGo partnered with Ripple on a program to help Indian migrant workers send money home to their families faster than ever. Today, the company can transfer funds from a sender in Europe to a recipient bank account in India in just a few minutes. According to TransferGo’s Co-Founder and CEO Daumantas Dvilinskas, this […]
    Team Ripple
  • International Payments Specialist Mercury FX Uses Ripple to Access Inaccessible Markets November 21, 2019
    Mercury FX is an international payments specialist with offices in London, Hong Kong and South Africa. The company joined RippleNet to speed up transfers, lower costs and open up new markets that were previously too expensive to access. The company’s original target audience was corporations and high-value individuals. However, the lengthy processing times and high […]
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  • Swell 2019: How DBS Group Transformed Into a 20,000+ Person Startup Company November 20, 2019
    During a time of increased competition from within the banking sector and fintech startups, DBS Group CEO and Director Piyush Gupta helped to usher in a period of digital transformation—bringing the financial institution to the forefront of global banking leadership. At Swell 2019, Gupta shared how a company with over 20,000 employees transformed to operate […]
    Team Ripple